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Journal of Electronic Banking Systems



Strategic Role of Mobile Commerce (M-Commerce) Payment System: Establishing New Competitive Advantage 


Haim Hilman Abdullah, Abdul Manaf Bohari, Ari Warokka and Ashraf Abdussalam

College of Business – UUM, Malaysia


Volume 2011 (2011), Article ID 578329, Journal of Electronic Banking Systems,14 pages, DOI: 10.5171/2011.578329



Copyright © 2011 Haim Hilman Abdullah, Abdul Manaf Bohari, Ari Warokka and Ashraf Abdussalam.This is an open access article distributed under the Creative Commons Attribution License unported 3.0, which permits unrestricted use, distribution, and reproduction in any medium, provided that original work is properly cited.
Abstract

A Mobile based payment system or m-commerce is an emerging issue of e-commerce in Malaysia. It is recognized by both academia and practitioners as one of the fastest growing and preferable medium of making business transactions. This study investigated the benefits of m-commerce payment method, and services satisfaction on m-commerce providers. Respondents were those who had experienced using this mode of payment. The main objectives of the study were; a) to determine the level of m-commerce awareness in Malaysia; b) to determine the level of m-commerce payment system usage among Malaysian; c) to determine the level of m-commerce payment environment among Malaysian; and d) to determine the relationship between payment system and payment environment toward m-commerce services satisfaction. The results show that m-commerce is another tool that is both highly intangible and possesses specific characteristics. It can be developed and made as another avenue for firms to create competitive advantage.

Keyword: Mobile Commerce, Payment Systems





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